実際には、幾つもの家庭が同額のFinancial Aidを毎年受取ると仮定して疑いを持たずにいて、高学年になってからのFinancial Aidの額が減ってしまう大学を選択しています。高学年になるにつれ、連邦政府からのローンの限度額が毎年上昇するのも1つですが、高学年になってから大学からのFinancial Aidが減額されても転校するのを避けたがる家庭が多い事につけこんでいる可能性があります。多くの家庭は諦めて、新しいローンを組んだりして資金の都合をします。
Meet Full Needの1部の大学を除くと、確りと2年目からのFinanical Aidsを減らす可能性のある大学かどうかを調べておくべきでしょう。Need Metの平均率自体は、EFC額にどれだけ近い家庭での学の支出になるかを示しています。この率自体が低いとFinanical Aid額が低い平均ですが、この率が低下している大学は、Financial Aid額が高学年になると減っているのを示しています。これを調べるのに非常に便利なサイトCOLLEGEdataがあります。前回紹介したFinancial Aidに不満がよく出るニューヨーク大学を見てみましょう。
| PROFILE OF 2009-10 | FINANCIAL AID | |
| Freshmen | . | |
| Financial Aid Applicants | 3,390 (68.1%) of freshmen | |
| Found to Have Financial Need | 2,772 (81.8%) of applicants | |
| Received Financial Aid | 2,763 (99.7%) of applicants with financial need | |
| Need Fully Met | Not reported | |
| Average Percent of Need Met | 69% | |
| Average Award | $27,501 | |
| Need-Based Gift | Received by 2,708 (98.0%) of aid recipients, average amount $21,348 | |
| Need-Based Self-Help | Received by 2,613 (94.6%) of aid recipients, average amount $6,850 | |
| Merit-Based Gift | Not reported | |
| Merit-Based Gift | Received by 228 (4.6%) of freshmen without need, average amount $7,040 | |
| All Undergraduates | . | |
| Financial Aid Applicants | 12,459 (62.4%) of undergraduates | |
| Found to Have Financial Need | 10,817 (54.2%) of applicants | |
| Received Financial Aid | 10,775 (99.6%) of applicants with financial need | |
| Need Fully Met | Not reported | |
| Average Percent of Need Met | 61% | |
| Average Award | $24,999 | |
| Need-Based Gift | Received by 10,255 (95.2%) of aid recipients, average amount $18,459 | |
| Need-Based Self-Help | Received by 9,933 (92.2%) of aid recipients, average amount $7,623 | |
| Merit-Based Gift | Not reported | |
| Merit-Based Gift | Received by 1,387 (6.9%) of undergraduates without need, average amount $6,920 |
Need Metの平均率が1年次は69％なのが61％に落ちています。平均額も$27,501から$24,999に下がっています。Self-Helpも逆に上昇しているのも気が付かれるでしょう。
では、もう1つDrexcel大学を見てみましょう。
| PROFILE OF 2008-09 | FINANCIAL AID |
| Freshmen | . |
| Financial Aid Applicants | 2,392 (98.5%) of freshmen |
| Found to Have Financial Need | 1,559 (65.2%) of applicants |
| Received Financial Aid | 1,559 (100.0%) of applicants with financial need |
| Need Fully Met | 618 (39.6%) of aid recipients |
| Average Percent of Need Met | 61% |
| Average Award | $22,769 |
| Need-Based Gift | Received by 1,548 (99.3%) of aid recipients, average amount $14,844 |
| Need-Based Self-Help | Received by 1,268 (81.3%) of aid recipients, average amount $10,784 |
| Merit-Based Gift | Received by 235 (15.1%) of aid recipients |
| Merit-Based Gift | Received by 808 (33.3%) of freshmen without need, average amount $12,614 |
| All Undergraduates | . |
| Financial Aid Applicants | 5,878 (65.8%) of undergraduates |
| Found to Have Financial Need | 5,833 (65.3%) of applicants |
| Received Financial Aid | 5,833 (100.0%) of applicants with financial need |
| Need Fully Met | 1,826 (31.3%) of aid recipients |
| Average Percent of Need Met | 56% |
| Average Award | $21,488 |
| Need-Based Gift | Received by 5,404 (92.6%) of aid recipients, average amount $13,204 |
| Need-Based Self-Help | Received by 5,237 (89.8%) of aid recipients, average amount $12,875 |
| Merit-Based Gift | Received by 459 (7.9%) of aid recipients |
| Merit-Based Gift | Received by 2,086 (23.4%) of undergraduates without need, average amount $11,641 |
Need Metの平均率が1年次は61％なのが56％に落ちています。平均額は余り変化はありませんが、Self-Helpは上昇しています。
Fully Meet NeedsでもNeed Blindでもない大学でも、高学年になっても同じFinancial AidをだしているBeloit大学を紹介しましょう。
| PROFILE OF 2010-11 | FINANCIAL AID |
| Freshmen | . |
| Financial Aid Applicants | 273 (82.0%) of freshmen |
| Found to Have Financial Need | 233 (85.3%) of applicants |
| Received Financial Aid | 233 (100.0%) of applicants with financial need |
| Need Fully Met | 149 (63.9%) of aid recipients |
| Average Percent of Need Met | 96% |
| Average Award | $32,422 |
| Need-Based Gift | Received by 233 (100.0%) of aid recipients, average amount $24,212 |
| Need-Based Self-Help | Received by 233 (100.0%) of aid recipients, average amount $8,210 |
| Merit-Based Gift | Not reported |
| Merit-Based Gift | Received by 92 (27.6%) of freshmen without need, average amount $14,969 |
| All Undergraduates | . |
| Financial Aid Applicants | 1,004 (77.2%) of undergraduates |
| Found to Have Financial Need | 868 (66.7%) of applicants |
| Received Financial Aid | 868 (100.0%) of applicants with financial need |
| Need Fully Met | 572 (65.9%) of aid recipients |
| Average Percent of Need Met | 96% |
| Average Award | $32,229 |
| Need-Based Gift | Received by 860 (99.1%) of aid recipients, average amount $22,612 |
| Need-Based Self-Help | Received by 863 (99.4%) of aid recipients, average amount $9,617 |
| Merit-Based Gift | Not reported |
| Merit-Based Gift | Received by 331 (25.4%) of undergraduates without need, average amount $14,169 |
Need Metの平均率が1年次は96％で一定です。平均額も$32,000台で一定です。Self-Helpの変化も余り無く。入学時のFinanical Aidと同様な期待を持っていても問題が無いのが分かるでしょう。興味がありましたら、Muhlenberg大学を調べてみて下さい。Beloit大学と同じような統計です。
0 件のコメント:
コメントを投稿